The Hume Business Credit Card allows you to have a specific credit limit for each cardholder. Each card is personalised and will be embossed with the name of the business and the cardholder’s name. Comprehensive reports will be provided monthly to the business for each card. For more information about the Hume business credit cad check out our frequently asked questions page.
Hume also offers three types of personal visa credit cards.
Hume Business Credit Card Benefits
| Purchase Interest Rate (p.a.) |
Unsecured: 15.60% |
Residentially secured: 12.20%** |
Commercially secured:13.20% |
Cash Advance Interest Rate (p.a.)
|
Unsecured: 17.95% |
Residentially secured: 17.95% |
Commercially secured:17.95% |
| Annual Fee |
$40 per account |
$40 per account
|
$40 per account |
| Loyalty Joining Fee |
Nil |
Nil |
Nil
|
| Spend Hurdle* |
$24,000 |
$24,000 |
$24,000 |
| Loyalty Points |
$1spent=1 point |
$1spent=1 point |
$1spent=1 point |
| Min Credit Limit |
$5,000
|
$5,000 |
$5,000 |
| Max Credit Limit |
No limit |
No limit |
No limit |
| Interest Free Days |
Up to 55
|
Up to 55 |
Up to 55 |
| Supplementary Cards Available |
Yes
|
Yes
|
Yes |
Interest rates, fees and charges and other information correct as at 16 January 2012. Interest free days only on purchases for accounts paid in full by the due date. There are no interest free days on cash advances.
Loyalty points accrue only on eligible transactions and not on cash advances and BPay payments and provided the card account is conducted satisfactorily. Terms and conditions apply.
*The annual fee will be waived if the previous year’s card spend on the account exceeds this amount – cash advances do not count towards this total.
**Includes security by way of term deposit.
Terms, conditions, fees, charges and lending criteria apply.
Cards available to approved applicants only. Guarantees may be required from directors, partners or officers of the business.
Download conditions of use.