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Want to create a better lifestyle for yourself and your family? To do this you need to create wealth, and to create wealth you need to invest. Some people think saving and investing are the same, however, each requires a different approach and a different strategy. Saving is simply putting aside some of your disposable income for a short term goal, such as a holiday or motor vehicle. Saving usually requires a conservative approach, taking little risk with your money. A bank account or fixed term deposit are usually sufficient to reach your savings goal. Investing means putting your savings to better use by making your money work harder to build security for your future. You need to adopt a longer investment timeframe with a measured degree of risk. Examples of wealth creation strategies are:- buying and selling of shares
- applying extra money to a mortgage
- maximising the tax savings of superannuation
- taking advantage of gearing.
Bridges is one of the few Australian financial planning companies to offer in-house stockbroking services. A Bridges financial planner has access to in-house market research and analysis to help you: - make informed share trading decisions including investment selection, asset allocation, managed funds, and gearing strategies
- place your trades to buy and sell shares through The Portfolio Service or directly, with competitive brokerage rates.
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Things you must read
This is general advice only and has been prepared without taking into account your particular objectives, financial situation and needs. Before making an investment decision based on this brochure, you should consult a financial planner. Bridges Financial Services Pty Limited (Bridges). ASX Participant. AFSL No.240837. Executive Wealth Management Financial Services Pty Limited (EWM) AFSL 245451 In referring members to EWM and Bridges, Hume Building Society does not accept responsibility for any acts, omissions or advice of EWM, Bridges or its authorised representatives.
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