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Introductory Rate Loan

The Introductory Rate Loan will assist you in the first year of a new loan when your expenses may be at their highest. After the first year it reverts to our standard variable rate.

Key Features


Account keeping fee
Zero
Max loan term
30yrs
Max LVR (Loan Value Ratio)
 95%
Lenders Mortgage Insurance
 Is generally required if amount borrowed is more than 80% of the valuation of the security property
Repayment frequency
Weekly/fortnightly/monthly
Repayment method
No restrictions
Additional repayments
Accepted any time - no penalty
Redraw facility
Yes
Available for construction loan
Yes
Interest only option
Yes
100% offset accountYes, read more here
Free linked transaction account
Yes (terms and conditions apply)
Purpose
Owner occupied or investment use
Split Loan
Yes. You can have this loan as a standalone loan or as part of a split-loan.

Things you must read

Interest rate correct as at 10/03/2010 and subject to change without notice. Terms, conditions, fees, charges and normal lending criteria apply. Comparison rate based on a secured loan of $150,000 over 25 years. Warning: The comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate.

Interest Rate* 6.45% p.a. fixed for the 1st 12 months then variable
6.50% p.a.
Comparison Rate** 6.54% p.a.

Make an appointment with
a lender on

02 6051 3233

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