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The Introductory Rate Loan will assist you in the first year of a new loan when your expenses may be at their highest. After the first year it reverts to our standard variable rate. Key FeaturesAccount keeping fee
| Zero
| Max loan term
| 30yrs
| Max LVR (Loan Value Ratio)
| 95%
| Lenders Mortgage Insurance
| Is generally required if amount borrowed is more than 80% of the valuation of the security property | Repayment frequency
| Weekly/fortnightly/monthly | Repayment method
| No restrictions | Additional repayments
| Accepted any time - no penalty | Redraw facility
| Yes
| Available for construction loan
| Yes | Interest only option
| Yes
| | 100% offset account | Yes, read more here | Free linked transaction account
| Yes (terms and conditions apply)
| Purpose
| Owner occupied or investment use
| Split Loan
| Yes. You can have this loan as a standalone loan or as part of a split-loan. |
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Things you must read
Interest rate correct as at 10/03/2010 and subject to change without notice. Terms, conditions, fees, charges and normal lending criteria apply. Comparison rate based on a secured loan of $150,000 over 25 years. Warning: The comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate.
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