Frequently asked questions
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How does the business apply for a Hume Business Credit Card?Simply fill out the application form (you can download from this site or ask for a printed form in one of our branches) and mail it to Hume Building Society, PO Box 343 Albury NSW 2640 or drop it into any Hume branch.
What type of business can apply?We welcome applications from most types of businesses, including sole traders, partnerships, companies and trusts.
What could cause the application to be delayed?If you don’t supply us with all the required information we may need to contact you; for example if you don’t include last 2 years full business & personal taxation returns including profit & loss, Balance sheet & Taxation returns.
Does the business need to be a member of Hume Building Society to apply?To be approved for a Hume Business Credit Card, the business must be a member of Hume. If you are not already a member, one of our Business Banking Officers will contact you when we receive your application.
How can my business benefit?The business is entitled to up to 55 interest free days on purchases paid in full by the due date. If annual spend on the card exceeds the spend hurdle, the annual fee will be waived. You can also nominate a separate limit for each card, up to the maximum total credit limit for the business.
How many cards can be issued on the account?You may nominate up to nine people over the age of 16 to be cardholders. Any cardholder must also be a member of Hume.
How can we get a better interest rate on our Hume Business Credit Card?You can get a better rate by using your commercial or residential property as security, however establishment costs may apply.
How will we be able to trace spending by employees on their card?You will receive a separate monthly statement for each card.
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