Visa Credit Cards from Hume Whether you're looking for a low rate, no annual fee credit card, a credit card that offers a loyalty program or a credit card that offers complimentary overseas travel insurance, Hume has a credit card to suit your needs.

  

Hume Visa Value	Hume Visa Loyalty	Hume Visa Gold
13.15% p.a. interest rate on purchases 17.95% p.a. interest rate on cash advances No annual fee Up to 55 interest free days Minimum credit limit: $500 Maximum credit limit: $20,000 No additional cardholder fee	17.95% p.a. interest rate on purchases and cash advances Up to 55 interest free days $30 annual fee. Fee will be waived if the previous year’s annual card spend exceeds $8,000. Cash advances and balance transfers do not count towards this total. Loyalty points: $1 spent  = 1 point (no loyalty joining fee) Minimum credit limit: $500 Maximum credit limit: $20,000 No additional cardholder  fee	17.95% p.a. interest rate on purchases and cash advances Up to 55 interest free days $60 annual fee. Fee will be waived   if the previous year’s annual card spend exceeds $12,000. Cash advances and balance transfers do not count towards this total. Loyalty points: $1 spent  = 1 point (no loyalty joining fee) Minimum credit limit: $7,500 Maximum credit limit: $50,000 No additional cardholder fee

You might also want to consider a Hume personal loan as an option to financing your needs. When choosing either a personal loan or a credit card, consideration needs to be given to the amount of credit you require as well as the features of both types of products, including the interest rates, fees and charges and the purpose for which credit is sought.

Terms, conditions, fees and charges and lending criteria apply. Interest rates, fees and charges and other information correct as at 16 December 2010 and subject to change without notice. Interest free days only on purchases for accounts paid in full by the due date. There are no interest free days on cash advances.

Loyalty points accrue only on eligible transactions and not on cash advances and BPay payments and provided the card account is conducted satisfactorily. Terms and conditions apply. 

For information regarding the change of Insurer for Hume’s Visa Gold please click here.